If you’ve never done it before, it may surprise you to learn that you will normally need a solicitor to remortgage your property. This is the case whether you are borrowing additional funds secured against the value of your home or getting a new mortgage altogether.
It is always worth checking if you can get a better mortgage deal, but remember there will most likely be fees for making the change. These could be redemption penalties on your existing mortgage, administration fees and legal fees. If you’re lucky, you may find the lender has a panel of solicitors it uses and will pay your legal fees for you.
If not, our experienced team can help the process runs as quickly and smoothly as possible. We will make sure all the legal checks, including bankruptcy searches, land registration and title checks (confirming you can sell the property) are completed on time and follow any of the lenders additional requirements. And we will always agree a price for our services with you in advance, so you can be confident you know what to expect.
